YOUR STRUCTURED SETTLEMENT ADVISOR...

Since 1976, Huver & Associates, Inc. has provided advice and guidance during the settlement process in both individual and mass tort personal injury claims. With decades of experience in settlement analysis and structured annuity brokerage, we assist all parties in reaching a satisfactory settlement tailored specifically to the needs of the injured individual and family. Our clients include injured victims, attorneys, insurers, government agencies and self-insured entities worldwide. We continue to maintain our independence and integrity to the process by having no exclusive arrangements or contracts with any settling party.

As specialists in settlement distribution, our cost-free services include:

Structured Settlements
Tax-Deferred Attorney Fee Arrangements
Medical Trust Design & Administration Coordination

Pacific Life rolls out new structured settlment product - Index-Linked Annuity Payment Adjustment Rider (ILAPA) on April 17, 2014.
Structured payments can be designed to increase in future years by linking to the S&P 500. Increases are capped at 5% in up years but can NEVER decrease in down market years! Contact us for more details.

John Hancock Life exits structured settlement market.
In a notice received March 4, 2013, John Hancock Life announced their decision to discontinue underwriting of structured settlement annuities and focus on an "ongoing strategic repositioning" of thier product line. We will continue to assist with any administration inquiries with any previously issued Hancock annuity policies.

PA Insurance Department collects record fine from AIG
According to a press release dated May 31, 2012 ...As a result of state regulation of insurers and due diligence by government authorities, AIG's property casualty units are forced to pay in excess of $140,000,000 to states for under-reporting workers compensation liabilites.

Fitch affirms highest rating of AAA for New York Life.
Click link to read the press release dated June 16, 2011 and the complete analysis of their financial strength and stability dated July 14, 2011.

The Financial Crisis Inquiry Commission (FCIC) issues report January 27, 2011
After 18 months of investigation, including multiple hearings and over 700 interviews, the FCIC attributed much of the blame for the financial crisis of 2008-09 on breakdowns in corporate governance among Wall Street firms and profound lapses of regulatory oversight by Washington federal agencies.

Top Federal Income Tax rate stays at 35% but will increase to 43.4% in 2013!
The Tax Relief, Unemployment Reauthorization, and Job Creation Act of 2010 signed by President Obama in December extended existing income tax rates for 2011 and 2012. Commentary from Bessemer Trust found here.

FDIC updated Failed Bank List here
The Wall Street Journal reports that some 279 banks have collapsed in the last two years - since September 2008 when Washington Mutual became the biggest bank failure on record. This ongoing trend further illustrates the need to carefully evaluate your financial institution choices.

Prudential ad campaign highlights financial strength, leadership, and it's 135-year history - press release dated June 11, 2010.
The messages also focus on how Prudential helped protect clients during the recent financial crisis and emerged an even stronger company.

MetLife announces strong first quarter results - April 29, 2010

Taxes on Damages
Robert Wood, an attorney specializing in tax matters relating to settlements and damages authored the attached article titled "10 Things To Know About Taxes On Damages" published by Forbes April 29, 2010

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As your Settlement Advisor, we approach each case from a comprehensive financial planning perspective to ensure that future needs are properly addressed and protected. The principals of Huver & Associates, Inc. - as CHARTERED FINANCIAL CONSULTANTS and CERTIFIED FINANCIAL PLANNER™ professionals, are uniquely qualified among our peers to carry out this mission. Preserving your settlement recovery on a tax-free basis is our primary goal.

We welcome you to learn more about the structured settlement concept and our cost-free services throughout our site or call us today at 800-344-4041. For a free, no obligation case review and annuity quote, click here

Member - National Structured Settlement Trade Association

CFP®, CERTIFIED FINANCIAL PLANNER™ and are certification marks owned by Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.